*Effective as of March 1, 2021. Offer subject to change without notice. Existing members receive $25 for each new member they refer who qualifies for and opens a Checking Account (excluding Right Start Checking) with a UNIFY Visa^® Debit Card. A qualified Checking Account requires a minimum $25 opening deposit and a UNIFY Share Savings of at least $5. No membership fee required. Maximum bonus is $600 per member per calendar year. Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY or Western account. $25 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening. Members must be in good standing with UNIFY to receive bonus. Members responsible for applicable taxes. Names and emails of referrals not retained by UNIFY following the initial email invitation to join. Membership eligibility and account qualification requirements apply. UNIFY employees, volunteers, and family members not eligible. Not valid with any other offers.

**No membership fee required. $5 minimum deposit required to open Savings Account.

Visa^® is a registered trademark of VISA U.S.A. Inc.